Our Services

Here are various mortgage services offered by Empire Mortgage Group:

  • First Time Home Buyers
  • Rental/Investment Properties
  • Self-Employed/Business for Self
  • Private & Second Mortgages
  • Debt Consolidation
  • Switch/Transfer Program

“I see all of my clients as partners in success. The greatest compliment I can receive is the referral of family, friends, and colleagues. Thank you for your continued support.” 

First-time Homebuyers

Buying your first home is exciting and nerve-racking as there are many steps to work through. Since this is one of your biggest purchases, working with an experienced mortgage professional to help navigate from pre-approval to closing is essential. An experienced mortgage professional will help explain and go through options that are available to first time buyers, which can be several. In addition, we will ensure that you are able to take advantage of the most competitive terms that are customized to your needs.

Investment Properties

When looking to obtain financing on an investment property while you have a mortgage on your primary residence, a plan is requried. Based on your goal for the property, we can align you with the right lender that specializes in financing rental/income properties.

Self-Employed Individuals

Obtaining financing for many self-employed individuals can be challenging due to various forms of income which might be in line to meet conventional financing (‘a’) requirements. Our agents specialize and have experience working with self-employed individuals to help obtain favourable financing options. Our agents will also work with you to help put a plan in place which can be to your advantage when obtaining financing.

Private & Second Mortgages

With strict lending guidelines (stress test) and constantly evolving lending landscape, obtaining financing from an alternative lender can be a solution. Lenders in this space will allow various non-traditional forms of income and are open to working with client’s who have unique situations (debt service ratios above traditional guidelines). We have relationships with many alternative lenders and can help put together a solution that best fits your needs.

Debt Consolidation

Consolidating debts can be arranged through various structures. Available options are refinancing a property, taking out a second mortgage, and getting a home equity line of credit (HELOC). All options have their benefits and we can help choose the option that suits your lifestyle.

Switch/Transfer Program

Our switch/transfer product allows Canadian homeowners to freely move their mortgage at maturity to a lender that offers the absolute best terms and options. Our mortgage switch program allows you to transfer your outstanding mortgage balance and keep the same amortization schedule so you can stay on track with paying off your mortgage, typically at no cost.

All Services

When it comes to helping clients find the right mortgage, there is one core value I have when doing business: to never take any shortcuts when comes to customer service. Whether you’re refinancing, a first-time home buyer, applying for a pre-approval or buying a second home, I value every single one of my clients equally and treat them with the same respect.
Let us help you choose a mortgage that best suits your needs. The mortgage process can be complicated, so let us guide you to the absolute best mortgage solution that best fits your financial needs. Questions? Ask us.

Refinance Analyzer

Calculate the savings of refinancing your mortgage.

Pre-Qualification Tool

Answer a few questions and get pre-qualified for the maximum mortgage you can afford.

Purchase Calculator

Calculate what your monthly mortgage payment could be.

Locking in a Lower Interest Rate

With access to over 60 of the top banks and lenders in the country, let us help you shop around for the best mortgage terms possible.